We provide clear, nation-wide, independent legal advice to help you understand the documents you’re signing, your legal obligations and the potential risks involved. From guarantees and mortgages to personal and commercial agreements, Goulburn Legal can help.

Banks, lenders, solicitors and other organisations may require you to obtain independent legal advice before signing certain legal or financial documents. It’s more than a formality or simply having your signature witnessed. Our independent legal advice service is available 100% online, making the process convenient wherever you are located.
Independent legal advice means receiving advice from a solicitor acting solely in your interests. We explain the documents in plain English, including your rights and obligations, the potential risks and the consequences of signing, so you can make an informed decision about whether to proceed.
Where required, we provide your Independent Legal Advice within 24 hours and forward the completed documentation directly to your lender.
Directors, shareholders and others may be asked to personally guarantee company borrowing or provide additional security to a lender. We explain personal guarantees, indemnities and related security documents so you understand where your personal liability may arise.
Independent legal advice may be required when entering certain Binding Financial Agreements, property arrangements, financial settlements and other family agreements. We provide advice independently and in your interests, helping you understand the legal effect of the proposed arrangement before proceeding.
Providing property as security can expose you and your assets to significant financial risk. We provide advice to borrowers and guarantors on family lending arrangements, third-party mortgages and other property finance transactions, helping you understand the effect of the mortgage and your obligations before signing.
Commercial agreements can create significant legal and financial obligations for the parties involved. We provide independent advice on shareholder and partnership agreements, joint ventures, commercial leases, business sale agreements, deeds and settlement agreements, helping you understand your rights, responsibilities and potential risks before signing.
If your bank, lender, broker, solicitor or another organisation has asked you to obtain independent legal advice, we can provide you with your ILA certificate and help you understand what’s required.
If your bank, lender, broker, solicitor or another organisation has asked you to obtain independent legal advice, we can provide you with your ILA certificate and help you understand what’s required.
We aim to make obtaining independent legal advice as simple and convenient as possible, with clear guidance at every stage. From reviewing your documents before the appointment to explaining your obligations and completing any required certification, we’ll help you understand what to expect and what’s required.
Book online or contact Goulburn Legal to arrange a suitable appointment. Urgent and after-hours appointments are available by arrangement.
Send us the documents requiring advice, along with any solicitor’s certificate or lender requirements, so they can be reviewed before your appointment.
We explain the documents, your legal obligations and potential risks in plain English, giving you opportunities to ask questions before proceeding.
If you decide to proceed, the relevant signing and witnessing requirements can be completed and, where appropriate, the required solicitor’s certificate issued.
We charge fixed fees so you know your costs before your appointment.
All prices are inclusive of GST.
Fees may vary for more complex matters. Contact Goulburn Legal if you’re unsure which fee applies to your circumstances.
We understand that Independent Legal Advice is often needed within a particular timeframe, especially when finance, settlement or other important deadlines are approaching. Goulburn Legal offers flexible appointment options to make obtaining the advice you need as straightforward and convenient as possible.
Where permitted by the lender or organisation requiring the advice, consultations can also be conducted by video, allowing us to assist clients throughout Australia without the need to attend our office in person.
Flexible appointment options include:
Independent Legal Advice involves important decisions about your legal and financial obligations. At Goulburn Legal, we take the time to review your documents, explain the potential risks and consequences clearly, and provide practical, independent advice so you understand what you’re signing before you proceed.
Know your Independent Legal Advice costs upfront with clear, fixed fee pricing for many standard matters, providing certainty before your appointment.
Receive advice focused solely on your interests, helping you understand your legal obligations, potential risks and the consequences of signing.
We explain complex legal documents in plain English, giving you the opportunity to ask questions and understand what you’re agreeing to before you sign.
With in-person, video and after-hours appointments available where appropriate, we make obtaining Independent Legal Advice as convenient as possible.
Find answers to common questions about our Independant Legal Advice.
Yes. Where the lender or organisation requesting the advice permits it, appointments can be conducted by video conference, allowing Goulburn Legal to assist clients throughout Australia.
Most appointments take approximately 30 to 60 minutes, depending on the number and complexity of the documents involved.
You should provide the documents you have been asked to obtain advice about, together with any solicitor’s certificate, lender requirements and photographic identification. Providing these before your appointment allows us to review them in advance.
Once the documents and potential risks have been explained and your questions answered, the decision about whether to proceed remains yours. If you choose to sign, Goulburn Legal can complete the relevant witnessing and certification requirements where appropriate.
Independent legal advice gives you the opportunity to understand your obligations, consider the potential risks and ask questions before making your decision.
Book an appointment for clear, practical and independent legal advice.
Independent legal advice gives you the opportunity to understand your obligations, consider the potential risks and ask questions before making your decision.
Book an appointment for clear, practical and independent legal advice.