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Goulburn Legal

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Independent
Legal Advice

We provide clear, nation-wide, independent legal advice to help you understand the documents you’re signing, your legal obligations and the potential risks involved. From guarantees and mortgages to personal and commercial agreements, Goulburn Legal can help.

CLEAR. INDEPENDENT. PRACTICAL.

Advice That Protects
Your Interests.

Banks, lenders, solicitors and other organisations may require you to obtain independent legal advice before signing certain legal or financial documents. It’s more than a formality or simply having your signature witnessed. Our independent legal advice service is available 100% online, making the process convenient wherever you are located.

Independent legal advice means receiving advice from a solicitor acting solely in your interests. We explain the documents in plain English, including your rights and obligations, the potential risks and the consequences of signing, so you can make an informed decision about whether to proceed.

Where required, we provide your Independent Legal Advice within 24 hours and forward the completed documentation directly to your lender.

WHEN YOU MAY NEED LEGAL ADVICE

Independent Advice for a Range of Agreements

Independent legal advice may be required for a range of personal, property and commercial transactions. Goulburn Legal can help you understand the documents, your legal obligations and the potential risks involved, giving you the opportunity to ask questions before deciding whether to sign.

Personal Guarantees

If you’re guaranteeing another person’s or business’s debt, it’s important to understand the financial obligations you may be taking on. We provide independent advice on family guarantees, business loans, commercial lending and other guarantee arrangements, including the potential consequences if the borrower defaults.

Company & Director Guarantees

Directors, shareholders and others may be asked to personally guarantee company borrowing or provide additional security to a lender. We explain personal guarantees, indemnities and related security documents so you understand where your personal liability may arise.

Family Arrangements

Independent legal advice may be required when entering certain Binding Financial Agreements, property arrangements, financial settlements and other family agreements. We provide advice independently and in your interests, helping you understand the legal effect of the proposed arrangement before proceeding.

Mortgages & Property Finance

Providing property as security can expose you and your assets to significant financial risk. We provide advice to borrowers and guarantors on family lending arrangements, third-party mortgages and other property finance transactions, helping you understand the effect of the mortgage and your obligations before signing.

SMSF Borrowing

SMSF lending arrangements can involve additional documentation and obligations for members, trustees and guarantors. We provide independent advice on the relevant loan and guarantee documents, explain the potential risks involved and complete required solicitor certificates where appropriate.

Commercial Agreements

Commercial agreements can create significant legal and financial obligations for the parties involved. We provide independent advice on shareholder and partnership agreements, joint ventures, commercial leases, business sale agreements, deeds and settlement agreements, helping you understand your rights, responsibilities and potential risks before signing.

Been Asked to Obtain
Independent Legal Advice?

If your bank, lender, broker, solicitor or another organisation has asked you to obtain independent legal advice, we can provide you with your ILA certificate and help you understand what’s required.

Been Asked to Obtain Independent Legal Advice?

If your bank, lender, broker, solicitor or another organisation has asked you to obtain independent legal advice, we can provide you with your ILA certificate and help you understand what’s required.

WHAT TO EXPECT

A Straightforward Process

We aim to make obtaining independent legal advice as simple and convenient as possible, with clear guidance at every stage. From reviewing your documents before the appointment to explaining your obligations and completing any required certification, we’ll help you understand what to expect and what’s required.

Book Your Appointment

Book online or contact Goulburn Legal to arrange a suitable appointment. Urgent and after-hours appointments are available by arrangement.

Send Us Your Documents

Send us the documents requiring advice, along with any solicitor’s certificate or lender requirements, so they can be reviewed before your appointment.

Meet With Our Solicitors

We explain the documents, your legal obligations and potential risks in plain English, giving you opportunities to ask questions before proceeding.

Signing & Certification

If you decide to proceed, the relevant signing and witnessing requirements can be completed and, where appropriate, the required solicitor’s certificate issued.

FIXED FEES

Clear Costs From the Start

We charge fixed fees so you know your costs before your appointment.

1 - Guarantor / Borrower $550
2 - Guarantors / Mortgage $660
3 - Guarantors / Parent Loans & Reverse Mortgages $990

All prices are inclusive of GST.

Fees may vary for more complex matters. Contact Goulburn Legal if you’re unsure which fee applies to your circumstances.

FLEXIBLE APPOINTMENTS

Advice That Works Around You

We understand that Independent Legal Advice is often needed within a particular timeframe, especially when finance, settlement or other important deadlines are approaching. Goulburn Legal offers flexible appointment options to make obtaining the advice you need as straightforward and convenient as possible.

Where permitted by the lender or organisation requiring the advice, consultations can also be conducted by video, allowing us to assist clients throughout Australia without the need to attend our office in person.

Flexible appointment options include:

  • In-person appointments
  • Video consultations
  • After-hours appointments by arrangement
  • Australia-wide video appointments
  • Document review before your consultation
  • Prompt signing and certification where appropriate

WHY CHOOSE GOULBURN LEGAL

Trusted Advice.
Delivered with Care.

Independent Legal Advice involves important decisions about your legal and financial obligations. At Goulburn Legal, we take the time to review your documents, explain the potential risks and consequences clearly, and provide practical, independent advice so you understand what you’re signing before you proceed.

Fixed Fees

Know your Independent Legal Advice costs upfront with clear, fixed fee pricing for many standard matters, providing certainty before your appointment.

Independent Advice

Receive advice focused solely on your interests, helping you understand your legal obligations, potential risks and the consequences of signing.

Practical Guidance

We explain complex legal documents in plain English, giving you the opportunity to ask questions and understand what you’re agreeing to before you sign.

Flexible Times

With in-person, video and after-hours appointments available where appropriate, we make obtaining Independent Legal Advice as convenient as possible.

INDEPENDENT LEGAL ADVICE FAQs

Frequently Asked Questions

Find answers to common questions about our Independant Legal Advice.

Yes. Where the lender or organisation requesting the advice permits it, appointments can be conducted by video conference, allowing Goulburn Legal to assist clients throughout Australia.

Most appointments take approximately 30 to 60 minutes, depending on the number and complexity of the documents involved.

You should provide the documents you have been asked to obtain advice about, together with any solicitor’s certificate, lender requirements and photographic identification. Providing these before your appointment allows us to review them in advance.

Independent legal advice must be provided independently and in your interests. Depending on the circumstances, Carla may need to speak with you privately to ensure you understand the documents and are making your decision freely.

Once the documents and potential risks have been explained and your questions answered, the decision about whether to proceed remains yours. If you choose to sign, Goulburn Legal can complete the relevant witnessing and certification requirements where appropriate.

READY TO BOOK?

Understand Before You Sign

Independent legal advice gives you the opportunity to understand your obligations, consider the potential risks and ask questions before making your decision.

Book an appointment for clear, practical and independent legal advice.

Understand Before You Sign

Independent legal advice gives you the opportunity to understand your obligations, consider the potential risks and ask questions before making your decision.

Book an appointment for clear, practical and independent legal advice.